How To Buy A House With A Low Down Payment in WA

Real Estate

How To Buy A House With A Low Down Payment in WA

Is a big down payment the only thing stopping you from taking advantage of the most affordable real estate market in decades?  Check out this quick video to discover why you might be closer than you think.

Low and No Down Payment Loan Programs

The Gallaher Group has partnered with Guild Mortgage.  Together we help our clients to achieve the dream of home ownership.  Over the years we have assisted many families in purchasing homes with little or no down payment.  We are very experienced with VA Zero Down Financing, FHA Financing, and Conventional Financing.  Fill out this simple form to see what programs you qualify for!

Skilled Negotiations And Experience Can Save You Money

Once you have found a home and are ready to make an offer, it is very important to work with a Realtor with experience negotiating.  We can negotiate for all closing costs to be paid by the Seller.  This keeps more money in YOUR pocket.  If you qualify for a VA loan, we can negotiate terms which require no money down.  Contact us today to find out what other negotiation strategies we can put to work for you! 

Free Pre-Qualification

Pre-qualification acts as a dry run of the loan application process. The mortgage lender will use details you provide about your credit, income, assets, and debts to arrive at an estimate of how much mortgage you can afford. The whole process may take only minutes or a few hours at most and is free.

While a "pre-qual" is non-binding to the lender (because the information you provide has not been verified), it does serve as a good indication to potential sellers of your general creditworthiness.

These days most sellers will NOT accept an offer without at least a pre-approval letter, so if you are serious about buying this is the first step towards getting you in your new home.

Free Community and Demographic Reports for WA

Gain valuable insight into the WA community by looking at household incomes, crime risk, education levels attained, and the potential for extreme weather. Use the map to locate points of interest like shopping, restaurants, and healthcare services.    

The quality of a school can greatly influence home values in an area. Access detailed information on Snohomish County School District, school ratings, test scores by grade, student-teacher ratio, and much more. As well as King County School District.

 

Click this link for a list of the hottest buys in Western Washington

History is being made.  When you look back, will you say

"I wish I had..." or "I'm so glad I did!"

 

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 Keller Williams Everett | 1000 SE Everett Mall Way #201, | Everett | WA | 99503

 Provided courtesy of Lee Gallaher

Hire a positive and proactive Team of Realtors to help you find your next home!
Call or text 425-438-1144 for information on Buyer's Representation Services
(NO COST TO HOMEBUYERS)
Search entire Northwest MLS for FREE at www.WesternWashingtonHomeValues.com/search
Get a FREE report on YOUR HOME's Value at www.WesternWashingtonHomeValues.com/sell
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